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Chapter 7 Bankruptcy, also known as “fresh start” bankruptcy, allows your debts to be discharged (or canceled). In exchange, you may be required to give some non-exempt property to the bankruptcy Trustee to pay your creditors. Your tax return and earned income credits are non-exempt property. If you do not spend your tax refund before filing […]
Here’s how you can prevent winter car accidents: 1. If your vehicle skids: Skidding is caused when the rear wheels of your vehicle lose their grip and pass to the front. To correct any skid, let up on the gas and gently turn your wheels in the direction you want to go. Do not re-apply the […]
You’ve just gotten your first call from a debt collector. The experience may have left you confused and upset. Here are a few things you should do when a debt collector contacts you: 1. Know your rights. Collection agencies are restricted in how they can collect a debt from you by the Fair Debt Collection […]
You’ve been in a car accident and reported it to your insurance company. The insurance adjuster says he or she will investigate the accident; but even before the investigation begins, your insurance company may have already decided how much money it wants to pay you for the accident! This amount of money is called a […]
